FAQ

About ownership and the CASAL Co-living concept
Booking and use in CASAL Co-living
Finances and operation
Sale and change of ownership
Practical information and stay
Other questions
Do I have to pay property value tax in Denmark?

When you own a property abroad, you must pay Danish property value tax on your share – in the same way as if you own a holiday home in Denmark.

If you own one share in a CASAL Co-living home, you simply pay 1/8 of the property’s total property value tax.

CASAL Co-living makes it easy for you as an owner: each year you receive the exact amount that must be reported on your tax return. This service is included in your fixed ownership costs, so you avoid calculations, uncertainty, and additional administration.

There is no separate charge for staying in your CASAL Co-living home—everything is included in your ownership share and the fixed monthly ownership costs.

The only thing you pay per stay is a fixed amount for cleaning and refilling of standard items such as coffee, tea, dishwasher tablets, soap and toiletries. The amount always appears in the owner app and is typically around DKK 800 per stay.

In this way, everything is prepared when you arrive – and you can go home without having to think about cleaning up or practical details.

The monthly ownership expenses typically start from approx. DKK 3,000 and cover everything needed to ensure a carefree ownership experience.

This includes maintenance, insurance, operations, cleaning, administration, local taxes, and CASAL Co-living service and support. In other words, you do not need to worry about extra bills or unforeseen expenses—everything is consolidated into one transparent payment.

The exact amount depends on the property’s size, location and level, but common to all is that the expense gives peace, overview and full service all year round.

Yes, the ongoing maintenance is paid via the common expenses, so the property always appears in perfect condition without unforeseen costs for the owners.

All CASAL Co-living homes undergo a thorough inspection and preparation before handover, so as an owner you receive a home that is 100% ready from the outset. Thereafter, CASAL Co-living provides planned maintenance, scheduled service inspections, and ongoing improvements as a natural part of the administration.

In short: you own – we maintain.

You decide the listing and sale price of your CASAL Co-living share—just as when selling a conventional home. The price is set by the market, where supply and demand ultimately determine the sale level.

CASAL Co-living is happy to assist you throughout the entire process. We can help with assessing the market price, preparing the sales listing, and contacting potential buyers through our network.

We work with both local real estate agents and our own CASAL Co-living market team, which has access to ongoing market data and demand analyses. This ensures that your share is priced realistically—and sold on the best possible terms.

You may choose to find a buyer yourself—or let CASAL Co-living handle the entire process. Many choose a combination, where we help with visibility, marketing, and the legal aspects, while you still have the option to bring in a buyer from your own network.

Thanks to CASAL Co-living’s legal structure, it is easy to sell a share. You simply sell your share in the company that owns the home—without traditional registration or transaction costs.

If you would like CASAL Co-living to manage the sale as a full-service solution, there is a fixed fee of 5% (ex. VAT) of the sale price, covering everything from marketing and buyer dialogue to legal handling and transfer.
In short: we make it easy, secure, and transparent to sell your share—on your terms.

Yes. The entire amount paid goes directly to the home—including the purchase of the property, local taxes and fees, notary, lawyer, real estate agent, other costs, design proposal, interior design, furnishing, beds, all other inventory, and CASAL Co-living’s fee for establishment and administration.

If CASAL Co-living’s property team succeeds in negotiating a lower purchase price for the selected property, the full saving benefits the owners in the form of a corresponding reduction in the share price.

CASAL Co-living operates with full transparency throughout the process. We always purchase the home on behalf of the owners, and therefore we believe that any price advantage should naturally accrue to them—not to us. This is part of our fundamental philosophy of security, trust, and fair ownership.

When buying a share, you pay the share price as well as 12 months’ common expenses in advance – and nothing else.

There are no hidden fees, registration fees or extra costs. Everything is collected and transparent, so you know exactly what your purchase costs from the start.

The prepaid period covers operation, maintenance, insurance, cleaning and administration, so you as an owner can start using your property from day one – without unforeseen expenses.

You cannot borrow against your ownership share directly. All investments in CASAL Co-living homes are paid in cash, and the homes are likewise purchased in cash.

This means there is no debt in the company behind the property, and therefore no liabilities for the owners—an important part of the security and stability that characterise the CASAL Co-living concept.

However, many choose to have a dialogue with their bank to release capital through restructuring of existing loans. This can for example be done by utilizing equity in your own home or holiday home, taking out a mortgage loan secured by another property or realizing funds from investments.

In short: you own cash – but the financing can of course be adapted to your overall economy.

The purchase process itself is simple, safe and fully transparent.

When all shares in a home have been sold, you will receive an official notification from CASAL Co-living. From that point, you have 7 days to deposit the purchase amount for your share into a closed client account held by a lawyer.

Once the payment has been registered, CASAL Co-living initiates the purchase of the selected home.
The funds remain securely held in the lawyer’s client account until all legal aspects are in place, after which the amount is transferred directly to the seller.

Throughout the period, we keep you continuously informed about the process – from signature to expected key handover.
In short: a structured and secure process, where you as an owner always have a full overview.

CASAL Co-living has a fixed fee of 12%, which is already included in the stated price of the share—meaning there are no additional fees on top of the purchase price.

This fee covers the entire process from property selection, negotiation, legal structure, furnishing, administration, and preparation—everything that ensures your home is ready to full CASAL Co-living standards at handover.

For the resale of an existing share, CASAL Co-living charges a fee of 5% (ex. VAT) of the share price, provided you choose our full sales service, where we handle everything from marketing and buyer contact to contract and transfer.

All paid funds are handled with full transparency and security.

The investment amount and deposit are paid into a closed lawyer client account, administered by CASAL Co-living’s external lawyer. The funds can only be released once all legal documents have been signed and the purchase of the property has been secured for the owners.

After the purchase is completed, the funds are transferred to the co-ownership’s account, which is owned by the P/S company behind the property. From here, funds can only be disposed of by a representative of the co-ownership in accordance with the articles of association and the owners’ agreement.

In short: your money is safe – and will not be released until everything is in place.

As a general rule, it is only possible to purchase a CASAL Co-living share as a private individual. This is due to the tax rules regarding ownership of foreign properties through personally owned P/S structures.

If, on the other hand, you wish to invest through your company, holding company, or pension funds, you are always welcome to contact us.
CASAL Co-living offers alternative investment concepts tailored to corporate and capital structures, where returns, taxation, and ownership are handled differently.

In short: as a private individual, you buy directly – but there are solutions if you want to invest via a company or pension.

All homes in the CASAL Co-living concept are purchased in cash—no loans are taken out on the property.

This means that the property is always free of debt, and that as a co-owner you are not liable for the finances of others. This structure has been deliberately chosen to create security, simplicity and transparency in ownership – both at the time of purchase, operation and any later sale.

In short: you own a debt-free share of a debt-free home.

Most people finance the purchase of a CASAL Co-living share through equity in their own home in Denmark or via savings in securities, cash, or pension funds.

Our financial partner, Sparekassen Danmark, offers a personal review of your finances and can advise on the most advantageous way to release capital – e.g. through refinancing loans or utilising existing equity. You can also contact your current bank, and if they want a dialogue with us about the concept, etc., we are of course ready to participate in a meeting with your advisors.

In this way, you can invest in your dream home under the southern sun without unduly burdening your daily finances.

The property is owned by a Danish P/S company, where you as a co-owner own a share of the company, which in turn owns the specific property.

This means that ownership is legally registered through the company structure, making it both secure and administratively straightforward—without the need for individual registration abroad.
CASAL Co-living manages the entire legal structure and ensures that everything is correctly established, insured, and administered in accordance with local legislation.

In short: you own a real part of a specific home, but without the practical and legal complications of owning it alone abroad.

If you accidentally damage something in the home, CASAL Co-living will arrange prompt replacement or repair, so the home always appears in perfect condition for the next owner.

Minor damage or replacements are typically covered by the joint expenses, while major damage is handled individually and settled with the responsible owner – unless the damage is covered by insurance.

Everything is coordinated by CASAL Co-living’s local Guest Manager, so you avoid all practical matters and can enjoy your stay without concerns.

Our concept has been thoroughly worked through and approved by both a lawyer, auditor and bank, so you can be completely confident that everything legal and financial is in place.

If you still wish to involve your own advisor, you are very welcome to do so — and we, or one of our own advisors, will be happy to participate in a meeting with your advisor to review the structure, answer questions and ensure that all matters are clear.

The most important thing for us is that you feel 100% safe and well-informed before making your decision.

Yes, it is a question of real ownership. Each home is owned through a Danish P/S company, where you own a share that corresponds precisely to your part of the property.

Although the ownership is legally in the company, in practice it means that your share is equivalent to your name being on the title deed. So you own a real part of a specific home – not a right of use or timeshare – and you are protected by Danish company law and Danish legislation.

If an owner fails to pay their monthly shared expenses, CASAL Co-living may—pursuant to the contractual basis—exclude the defaulting owner. This results in a forced sale of the ownership share, and the proceeds are used to cover the outstanding payments.

The other owners will never be financially affected by such a situation. It is only the defaulting owner who may suffer a loss in this context.
This process is clearly regulated in our agreement documents, so there is full security and transparency for all parties from day one.

In a P/S company, you are only liable for your own share, and never for the obligations of the other owners.

The risk is also very low because:

  1. all owners pay their share in cash,
  2. the home is purchased in cash without debt, and
  3. a deposit is paid corresponding to 12 months’ joint contribution, which functions as extra security for the operation.

This means that you stand safely and legally protected as a co-owner of a debt-free property under Danish company law.

All properties under CASAL Co-living are fully insured through local, recognised insurance companies, covering the building, contents, and liability.

CASAL Co-living ensures that each home is insured in the most responsible manner, so that the property, owners, and guests are covered in the event of damage, fire, burglary, or other unforeseen incidents.
The insurance policies are reviewed on an ongoing basis to ensure that the coverage always matches the property’s value and use.

A share in CASAL Co-Living gives you real ownership in a specific home, which is shared with up to seven other families through a well-thought-out and legally secure structure.

You become a co-owner of the Danish P/S company that owns the property – and your share typically corresponds to 1/8 of the home. The ownership gives you six weeks of right of use per year, distributed via a flexible booking system, so you can plan your stays according to season, wishes and needs.

All practical matters—operations, cleaning, maintenance, insurance, and administration—are handled by CASAL Co-living, so you can simply focus on enjoying life in your home under the southern sun.

In short: You get all the benefits of owning, without the challenges and obligations that normally come with owning a home abroad.

Yes, the circle of owners can decide to sell the property if it is deemed to be the right thing for the community. However, a sale requires that a minimum of 80% of the owners in the P/S company vote in favour of the decision.

A sale may, for example, be relevant if the home is no longer used to the same extent as before, or if the owners wish to replace it with another property in a new destination.
In such cases, CASAL Co-living manages the entire process—from valuation and sale to any reinvestment or distribution of the proceeds among the owners.

Yes, it is possible for the circle of owners to buy a new property, but it requires 100% agreement among all owners in the P/S company.

Such a decision may, for example, be relevant if the ownership group wishes to replace an existing home with a new one, or if a special opportunity arises that everyone wishes to invest in together.
CASAL Co-living will, of course, assist with the entire process—from valuation and negotiation to purchase, legal structure, and administration of the new property.

For tax purposes, ownership of a share in CASAL Co-living is treated the same as owning a holiday home yourself—the owner-occupied home rule therefore applies.

This means that you are not taxed in Denmark on any profit from the sale or use of your share, as long as the current Danish rules remain unchanged.

However, in some countries there may be local capital gains tax rules that may apply upon a later sale—just as if you owned a holiday home directly abroad. CASAL Co-living is happy to advise on this in cooperation with tax experts, so you have a complete overview.

No, as a general rule the price of your share is set upon reservation and does not change. The entire CASAL Co-living model is built on transparency and security, and therefore no additional costs are added along the way.

Yes, this may happen. If, during the negotiation of the property, CASAL Co-living achieves a better purchase price than expected, the entire saving benefits you as owners.

This means that the final price of your share may be lower than first stated, as we always trade the homes in cash and exploit market opportunities for the benefit of the circle of owners.

We practice full financial transparency, so all owners get insight into the purchase price and any savings that may arise along the way.